Legal

Wyckoff IQ - Terms of Service

Last updated: 21 September 2026

1. About these Terms

These Terms of Service ("Terms") govern your access to and use of Wyckoff IQ, including the TradingView indicator and the Wyckoff IQ Discord server (together, the "Service"), operated by Huet Jean, Yann, trading as "Investia" (SIREN 130 222 136), an entrepreneur individuel registered in France ("we", "us"). By subscribing to or using the Service, you agree to these Terms.

2. The Service

Wyckoff IQ provides a TradingView indicator that detects and displays Wyckoff accumulation and distribution schematics, and/or access to a private Discord server that delivers alerts when schematics are detected, depending on the plan you subscribe to.

The indicator does not send alerts on its own on any plan. Alerts, where included in your plan, are delivered exclusively through the Wyckoff IQ Discord.

Alerts are generated automatically based on predefined technical criteria, applied only to the fixed set of symbols the indicator has been added to. This is a predefined watchlist, not a live scan of the entire market — a valid setup can exist on a symbol we do not cover.

Setups shown by the Service are not trading signals and are not tradable on their own. The Service automates the discovery of potential setups by scanning the covered symbols; it remains your sole responsibility to independently check and validate any setup before acting on it.

Discord alerts include a clickable chart preview for most crypto and stock symbols. For a minority of symbols, that preview and link may be unavailable — this is a limitation of the Discord alert display only and does not affect the TradingView indicator, which continues to detect and display schematics correctly on those symbols.

A setup identified on one timeframe may point in the opposite direction on another. The Service does not evaluate or factor in cross-timeframe confluence. As set out above, setups are not trading signals, so working out which one to trust does not make it correct — both may simply be incorrect.

3. No Financial Advice & Regulatory Status

Wyckoff IQ is an analytical, technological, and educational tool only. Nothing provided through the Service — including chart markings, alerts, or any other output — constitutes financial, investment, or trading advice, nor a recommendation to buy or sell any asset.

The Service is operated under French activity code (code NAF/APE) 70.22Z — Conseil pour les affaires et autres conseils de gestion (business and other management consulting). Under this status, we provide technological and data-optimization consulting — building and operating tools that detect and display chart patterns — not financial, investment, or advisory services of any kind.

Schematics detected and labeled by the Service are potential structures identified by an automated model; they are not guaranteed to be accurate, complete, or predictive of future price movement. You are solely responsible for your own trading and investment decisions.

We are not a broker-dealer, investment adviser, or financial adviser (Conseiller en Investissements Financiers / CIF), and we are not registered or licensed with any financial regulator in any jurisdiction, including the AMF in France. No advisory or professional relationship is created by your use of the Service. Consult a qualified, licensed financial professional before making any financial decision.

The Service and this website are not directed at any specific jurisdiction, and nothing provided should be used in a way that would contravene the laws or regulations that apply to you. It is your responsibility to determine whether your use of the Service is lawful in your country of residence.

4. Trading Risk & Evaluation Accounts (Prop Firms)

Trading and investing — particularly in cryptocurrencies, derivatives, and leveraged products — carry a high level of risk and can result in the loss of your entire investment, and in some cases more than your investment. All decisions you make based on information shown by the Service are made solely at your own risk, and you are solely responsible for their outcomes.

Proprietary trading firm ("prop firm") evaluation accounts. Many users of the Service fund or attempt to pass an evaluation, challenge, or funded account with a proprietary trading firm using simulated capital. We are not affiliated with, endorsed by, or responsible for any proprietary trading firm. We do not guarantee that using the Service will help you pass, maintain, or avoid breaching the rules of any evaluation, challenge, or funded account, and we are not liable for any failed evaluation, rule breach, account suspension, or loss of simulated or real funding resulting from your use of the Service or your own trading decisions. You are solely responsible for understanding and complying with the rules of any proprietary trading firm you use.

Hypothetical and simulated results. Any past setup examples, backtested results, or hypothetical performance shown by the Service or in our marketing have significant inherent limitations. Unlike a real trading record, hypothetical results do not reflect actual trades and may not fully account for market factors such as slippage, liquidity, execution timing, or fees. Hypothetical results are typically produced with the benefit of hindsight, and no hypothetical record can fully capture the impact of real financial risk — including the emotional and financial difficulty of holding through a losing trade. There are frequently sharp differences between hypothetical and actual results, and no representation is made that any user is likely to achieve similar outcomes to any example shown. Past performance and historical patterns do not predict or guarantee future results, and market data shown by the Service may be delayed, incomplete, or inaccurate.

5. Testimonials

Any testimonials, reviews, or quotes shown on our website reflect the individual experience of the person who provided them and are not necessarily representative of the experience of other users. Testimonials are not indicative of, and do not guarantee, any particular outcome or future performance. Unless stated otherwise, no compensation has been provided in exchange for a testimonial.

6. Subscriptions, Billing & Merchant of Record

The Service is offered as a recurring subscription, billed monthly or yearly depending on the plan you select. The subscription runs for an indefinite duration: it has no fixed end date and automatically renews at the end of each billing period for a further period of the same length, until you cancel. Your subscription price is fixed for the billing period you have already paid for, but may change for future renewals with at least 30 days' prior notice (see Section 18). By subscribing, you authorize the charging of your payment method on a recurring basis until you cancel.

All billing, invoicing, and payment processing for the Service is handled by Whop Inc., which acts as the Merchant of Record for your purchase. This means your payment contract for the transaction itself is with Whop Inc., not directly with us — Whop collects payment on our behalf, issues your receipt/invoice, and is responsible for payment processing and applicable tax compliance (such as sales tax or VAT) on the transaction. We remain responsible for providing the Service itself.

Prices are shown in USD (or as otherwise displayed at checkout) and may change, with at least 30 days' prior notice, for future billing periods.

Accepted payment methods (such as credit/debit card, and any other method Whop's checkout offers, for example PayPal where available) are shown at checkout before you confirm your purchase.

7. Free Trial

Where offered, the free trial gives you access to the Service at no charge for the trial period stated at signup. You may cancel at any time during the trial at no cost. If you do not cancel before the trial ends, your subscription begins automatically and your payment method will be charged.

8. Right of Withdrawal (EU/French consumers)

If you are a consumer located in the European Union, including France, you have a statutory right to withdraw from your paid subscription within 14 days of your first payment, without giving any reason, in accordance with Articles L221-18 and following of the French Consumer Code. This 14-day period runs from your first charge — not from the start of any free trial, since no payment is due during the trial itself.

To exercise this right, contact us at within the 14-day period. We will refund the amount paid using the same payment method, generally within 14 days of receiving your withdrawal request.

Once the 14-day withdrawal period following your first payment has passed, subscription payments already collected are non-refundable; you may still cancel at any time to stop future billing (see Section 9).

You may use the model withdrawal form below, or any other clear statement of your decision to withdraw:

To Huet Jean, Yann, trading as "Investia" — I hereby notify you that I withdraw from my subscription contract for the Wyckoff IQ service, subscribed on [date]. Name: [your name]. Date: [date].

9. Cancellation

You may cancel your subscription at any time. Cancellation stops future billing; you retain access to the Service until the end of your current billing period. We do not prorate or refund unused time within a billing period once the withdrawal period in Section 8 has passed.

We also reserve the right to cancel or not renew a subscription at any time, for any or no reason, subject to applicable law. Where we cancel a subscription other than for the reasons set out in Section 11 (breach, abuse, or non-payment), we will give you reasonable prior notice where required by law, and, at our choice, either (a) refund the unused, already-paid portion of your current billing period on a pro-rata basis, or (b) let your access continue until the end of the billing period you have already paid for.

10. Refund Policy

This section summarizes our refund policy in one place; it does not add any right beyond what Sections 8 and 9 already provide.

If you are an EU/French consumer, you can get a full refund by exercising your 14-day right of withdrawal described in Section 8. Outside that 14-day window, subscription payments already collected are non-refundable, whether you cancel yourself or we cancel your subscription for breach, abuse, or non-payment (Section 11). Where we cancel your subscription for a reason other than breach, abuse, or non-payment, Section 9 describes the refund-or-continued-access remedy that applies instead.

11. Access & Account

Where your plan includes the Wyckoff IQ Discord, you do not provide a Discord username at checkout. After checkout, you must go to Whop, claim your access, and connect your Discord account through Whop's integrated Discord connection — this is where you provide your Discord username and link it to the Wyckoff IQ Discord. Once you complete this step, access is granted automatically. You are responsible for completing this step yourself; we cannot grant Discord access without it.

Where your plan includes the TradingView indicator, access is added manually on our end, tied to the TradingView username you provide at checkout, and is typically granted within 24 hours. We aim to grant access as quickly as possible, but we are not responsible for delays caused by an incorrect or incomplete username being provided at checkout.

You must be at least 18 years old, or the age of majority in your country of residence, to use the Service. You are responsible for providing accurate information and for keeping your account credentials secure.

We reserve the right to suspend or terminate access for violation of these Terms, abuse of the Service, or non-payment.

12. Acceptable Use

13. Intellectual Property

The Service, including the indicator's code, detection logic, design, and branding, is our intellectual property or that of our licensors. Your subscription grants you a limited, non-exclusive, non-transferable, revocable licence to use the Service for personal, non-commercial purposes for as long as your subscription is active. TradingView indicator access is granted to the TradingView username you provide and remains subject to TradingView's own terms of use.

14. Third-Party Services

The Service links to and depends on third parties, including TradingView, Discord, Cloudflare, and our Merchant of Record, Whop Inc. (see Section 6), each of which have their own terms and privacy policies. We are not responsible for these third-party services, their availability, or the accuracy of data they provide.

15. No Warranties

The Service is provided "as is" and "as available," without warranty of any kind, express or implied, including any warranty of merchantability, fitness for a particular purpose, accuracy, completeness, timeliness, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that data (including detected schematics and alerts) will be accurate or timely. Some data is sourced from third parties we do not control.

Not all setups detected by the Service are accurate, due to possible data issues. Always check the original chart on TradingView to verify a setup before making any decision based on it.

16. Limitation of Liability

To the maximum extent permitted by law: we are not liable for any trading or investment losses, loss of profits, loss of data, loss of opportunity, or any indirect, incidental, special, or consequential damages arising out of or in connection with the Service, however caused, even if we have been advised of the possibility of such damages.

Our total aggregate liability for all claims relating to the Service will not exceed the amount you paid us for the Service in the twelve (12) months preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for death or personal injury caused by negligence, or for fraud or wilful misconduct.

17. Indemnity

You agree to indemnify and hold us harmless from any claims, losses, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service, your trading or investment activity, or your breach of these Terms.

18. Changes to the Service, Terms, or Price

We may update these Terms or modify the Service from time to time. Material changes will be communicated with reasonable notice. Continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

We may also change subscription prices for future billing periods. We will give you at least 30 days' prior notice of any price change before it applies to your next renewal. If you do not agree to the new price, you may cancel before your next renewal to avoid being charged at the new rate (see Section 9).

19. Termination

You may stop using the Service and cancel your subscription at any time. We may suspend or terminate your access for breach of these Terms, suspected abuse, or where required by law. Sections 3, 4, 5, 11–17, and 20 survive termination.

20. Governing Law

These Terms are governed by French law. Any dispute arising from these Terms or the Service, where not resolved amicably, will be subject to the exclusive jurisdiction of the competent French courts, without prejudice to any mandatory consumer-protection rules of your country of residence.

21. Dispute Resolution & Consumer Mediation

In the event of a dispute between you and us, we will first make every effort to resolve it amicably. You may submit a written complaint to us at .

If no amicable agreement is reached, or if we have not responded within a reasonable period of one (1) month, and if you are a consumer within the meaning of Article L.612-2 of the French Consumer Code, you may refer the dispute, free of charge, to the competent consumer mediator listed by the Commission d'évaluation et de contrôle de la médiation de la consommation under Article L.615-1 of the French Consumer Code, namely:

Mediator
Société Médiation Professionnelle
Mediator address / website
Alteritae — 5 rue Salvaing, 12000 Rodez, France · www.mediateur-consommation-smp.fr

If you are an EU consumer, you may also submit your complaint through the European Commission's Online Dispute Resolution platform at ec.europa.eu/consumers/odr.

22. Contact

Questions about these Terms can be sent to .